A while back, Russell in Portland, OR gave me this example of why real estate photographers need good insurance:
I know you've done a post on this subject, but I had something unfortunate happen to me last Thursday that makes me wonder if it shouldn't be revisited.
While shooting a single family listing, I had backed myself up into a corner to catch as much of the kitchen as I could. Hearing something fall from the small shelf between the kitchen and the living room (with white carpet), I knew exactly what I had accidentally pushed over... the very same scented liquid wax pot that I had considered moving a few minutes ago!
I won't go into the hindsight thing or how stupid I felt for not moving it when I first considered it (choosing not to because it was so full that I might spill it). Needless to say, the sight of RED wax covering a large part of a white carpet almost brought me to the point of adding another stain (the contents of my stomach)!
Luckily a quick Google search showed that a wet towel and a hot iron was the key to pulling almost every trace of it out.
Wow! Great story! Good thinking. Google saved you the bother of making an insurance claim!